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AFGE Offers CHECKBOOK’s Guide to Health Plans

Just in time for FEHBP Open Season (Nov. 14-Dec. 12), we are excited to announce
AFGE members will have free online access to CHECKBOOK’s Guide to Health
. Consumers’ CHECKBOOK, a nonprofit organization, has for 33 years
assisted federal employees by ranking available plans by total cost. The online Guide
is an innovative tool that provides reliable, useful information about the many FEHBP
health plans available and is designed to help you make fast, easy, personalized health plan comparisons.

The Guide will help you find the best insurance plan for you (or confirm the one you have is still the right choice) in less than five minutes and also provides:

  • Real Cost Comparisons – Using actuarial models, plans are ranked by estimates of actual out-of-pocket costs calculated based on a customized user’s profile, providing a real dollars-and-cents comparison.
  • Quick Access to Answers – CHECKBOOK has continuously improved the online features of The Guide to help people find answers quickly.
  • Dental and Vision Plans – The Guide evaluates the FEDVIP dental and vision plans available to federal employees.
  • Premium Conversion –The Guide takes into account the effects of premium conversion in its plan rankings, a significant factor when comparing plans that have higher premiums combined with lower deductibles to those that
    might have lower premiums but higher deductibles.
  • Layering of Information – CHECKBOOK has found many users find the answers they need at basic levels of plan comparison.  For others, CHECKBOOK, offers more detailed layers of plan information to address specific needs like prescription drugs and dental care.
  • Thorough Explanation – Health plan coverage options can be complicated.  CHECKBOOK offers detailed explanations and suggestions
    in its full-text coverage of the FEHB system.

To get started using this resource, click here: www.checkbook.org/newhig2/afge.cfm

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